GeldKarte can make your daily life easier in so many ways:
- GeldKarte is more convenient than cash: It means you always have the right change − invaluable when using vending machines − no more problems with machines requesting "exact change only", or rejecting your notes!
- Payment with GeldKarte is simple, quick and easy: You don't need to enter a PIN or sign anything. Just insert your card into the machine resp. the smart card reader, confirm the amount payable (sometimes not even necessary), take out your ticket, etc. and remove your card − that's it!
- You don't need to apply for another card: There are already over 81 million banking cards with the GeldKarte chip in circulation, so chances are you already have one in your wallet.
- Using the GeldKarte often helps you saving money: For example many transport corporations – e.g. in Munich, Bremen, Oldenburg, Bremerhaven or Halle – give you discounts if you pay with your electronic purse!
- Payment with GeldKarte is safe: The entire German banking industry vouches for that.
- Using the GeldKarte means paying anonymously: The details of payment transactions are stored on the golden microchip, while the settlement systems of the bank or Sparkasse only register the current balance of the card. This makes the Geldkarte different from credit cards and girocards (former ec cards): only the holder knows what the money has been spent on.
- Take advantage of additional uses: Such as easily and anonymously proofing your of age at cigarette machines throughout Germany. Or such as with CityCards − by paying with your GeldKarte you get bonus points that can be redeemed with other acceptance partners.
- GeldKarte is the way to pay of the future: You can already pay for Internet purchases with your GeldKarte, and since September 1st, 2007, you are able to load credit onto it via the Internet too.